Publications | HtiPay

The challenges lenders face are numerous. And achieving sustainable profitability is difficult since customers are less loyal than in the past, regulation more stringent and the economic outlook still uncertain.

Some organizations transform their business without a corresponding investment in transforming their legacy IT applications, a solution called digital decoupling.

Open Banking requires and depends on partnerships - from suppliers to business collaborators and from vendors to customers. Banks have to build an ecosystem of alliances.

Organisations including banks, fintechs, and payment providers who want to play a leading role in tomorrow’s payment services ecosystem will need to be smart and start identifying their roles in the RtP ecosystem today.

Location. Location. Location. This may be real estate’s golden rule, but it applies to payments now more than ever. Tomorrow’s industry leaders will go where their customers are - and their customers are going mobile.